Personal Loans
An ideal loan geared towards retaining your investments, savings, or insurance. Use your investment, savings or insurance to secure your loan and continue to receive interest on your hard earned money. Maximum loan amount of $3M. Loan Terms and Conditions: No waiting period for membership. 10% of the amount being borrowed in the shares account. […]
Regular Loan
Borrow up to $3M secured using comakers or motor vehicle. Loan Terms and Conditions: Must be a member for at least 3 months. 20% of the amount being borrowed in the shares account for loan amounts up to $500,000.00. 10% of the amount being borrowed in the shares account for loan amounts up to $3,000,000.00. […]
Seasonal Loan
No matter the season, we have a loan for you. Our seasonal loan is offered for Valentine’s Day, Easter, Natural Disasters etc. Borrow up to$50,000.00. Loan Terms and Conditions: Must be a member for at least 3 months. 10% of the amount being borrowed must be in the shares account. Maximum loan repayment period – […]
School Loan
Let us help you achieve your or your child’s academic pursuits. Borrow up to $500,000.00 has an educational loan. Flexible loan repayments with a low interest rate. Loan Terms and Conditions: Must be a member for at least 3 months. Must have a youth saver account (if the loan is for a child) 20% of […]
Pay Day Loan
Have an emergency and need to stop a gap until month-end? Apply for a Pay Day Loan and borrow up to $30,000.00. Pay within one month. Loan Terms and Conditions: The first month’s salary deduction must be remitted to the credit union before applying for a payday loan. Must have a youth saver account (if […]
Loan Within Shares
Borrow up to 95% of your unencumbered accumulated shares. Keep your shares in your account, borrow against your shares and continue receiving flexible interest on your shares. Loan Terms and Conditions: No waiting period for membership Maximum loan repayment period – 72 months A minimum $1000.00 must be paid or deducted via salary deduction to […]
Hire Purchase Loan
The Smart Hire Purchase Loan offers you the flexibility of purchasing smart devices (smartphones, TVs, Laptops, or tablets), household appliances and furniture. Borrow up to $500,000.00 with a maximum repayment period of 36 months. Loan Terms and Conditions: Must be a member for at least 3 months. 20% of the amount being borrowed must be […]
Computer Loan
Borrow up to $150,000 for the purchase of laptops & tablets Who qualifies Postal Members. Terms Refinancing may be done at any time provided the member meets all criteria relating to the loan The Loan application is generally processed and disbursed within one hour after submission once all conditions are met and the loan is […]
Celli Loan
Get up to $105,000 to buy phones or tablets! Who qualifies Members with at least 20% of the loan amount in Ordinary Shares savings Terms The Loan application is generally processed and disbursed within one hour after submission once all conditions are met and the loan is approved by a Loans Officer. The loan must […]
Ready Request Loan
A flexible loan on request for a maximum of $230,000.00 (fees included) secured by shares and co-makers. Loan Terms and Conditions: First-month salary deduction must be remitted to the credit union before applying for a payday loan. 20% of the amount being borrowed must be in the shares account. Maximum loan repayment period – 24 […]